Monte Carlo Retirement Planner

Personal Info

Current Age

Retirement Age

Life Expectancy

Investing Style

Preset

Expected Return (avg %)

Expected Return (std dev %)

Inflation & Taxes

Inflation (avg %)

Inflation (std dev %)

Investment Tax Rate (%)

Income Tax Rate (%)

Starting Portfolio

Taxable Account ($)

Tax-Deferred (401k/IRA) ($)

Tax-Free (Roth) ($)

Annual Savings (pre-tax $)

Taxable ($)

Tax-Deferred ($)

Tax-Free/Roth ($)

Retirement Spending & Income

Annual Retirement Spending ($)

Annual Retirement Income (SS/Pension) ($)

Income Start Age

Spending Policy

Adaptive Spending

Spending Floor (%)

Spending Ceiling (%)

Additional Settings

Apply RMD (Required Minimum Distributions)

RMD Start Age

Min IRA Withdrawal Age

Simulation Iterations

✨ Monte Carlo Retirement Planner